October 24, 2009
Insurer refuses lump sum payment to dying Carbider
Wells Fargo plans to pay out award over several years
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CHARLESTON, W.Va. -- Gordon Conley was a chemical plant operator and electrician for Union Carbide for 37 years, during which he was exposed to asbestos dust and fibers.

Today, Conley, is terminally ill from malignant mesothelioma, a deadly form of cancer caused by asbestos exposure.

He's been awarded a substantial sum in compensation for his workplace-related disease, but he might not live long enough to see it.

Wells Fargo Disability Management, a third-party administrator that handles work injury claims in West Virginia, plans to pay Conley, 85, his award over a period of several years. The problem with that, said Conley's lawyer, E. William Harvit of Charleston, is this: People diagnosed with mesothelioma often live for only a few months.

"Instead of paying Mr. Conley a lump sum -- which could legally be done -- he is receiving a small amount on a monthly basis," Harvit said. "At this pace, it is likely that he will only collect a very small portion of his award.

The West Virginia Occupational Pneumoconiosis Board confirmed Conley's diagnosis on Oct. 16, 2008, making him eligible for permanent disability payments.

In January, Harvit asked Wells Fargo to pay Conley in one lump sum, but Wells Fargo did not respond to Harvit's original request for three months.

An April 10 memo from Claims Consultant Anne Cecil to Harvit stated: "Your request has been forwarded to the Office of the Insurance Commission, and is currently under review. We will contact you as soon as we receive their decision in this matter."

Harvit asked Wells Fargo about the case again in a July 2 letter. No one responded.

When dealing with a dying client, he said, justice delayed is justice denied.

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Posted By: frances53 (11:28am 10-27-2009)
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I am glad to see that the majority of commenters to this site are compassionate West Virginians. There are few of us from this state whose families have not been touched in some way by chemical, asbestos, black lung, or mine safety issues. To blame the victim for being "too old" to receive compensation or the victim's attorney for advocating for the victim is misplaced anger. Shame on the insurer for denying just and swift compensation needed for medical care or quality of life needs. The victim in this case has a brother who is 95 years old, so who is to say that 85 is "enough time?" What if someone decides you are "too old" and "had a full life" at 75 years old or, better yet, 65. That would certainly save someone lots of money in S.S. payments or pension money. The money has already been approved for the victim in this case. Why are they dragging their feet in paying the claim? I think we know the reason for that. West Virginians and especially former Carbiders should be outraged!

Posted By: AaronS (10:56am 10-26-2009)
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I hope I live to be 85.

Posted By: mskamish (9:14pm 10-25-2009)
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Agism is alive and well in West Virginia.How very sad that we have NO MORE respect for our elders than what we do. I am embarrassed with the way society treats claimants, medical patients, and really just the elder population in general. The Insurer's, Providers, Govt Agencies , and "Legal Teams" simply concern themselves with the Bottom Line$$$$. Nothing else matters.

Posted By: Nanette (3:25pm 10-25-2009)
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Companies knew the medical consequences of what asbestos exposure did all the way back to 1918. This is inexcusable. For many years men and women worked in asbestos dust without any sort of precautionary measures, nor did they know that it was dangerous, but the companies sure knew it.

Saying that because this poor man is 85 years old and doesn't deserve his compensation because of his age is horrid. Would you think a man that needed heart surgery at that age to be able to live should be denied that surgery by the insurance companies? I think a lot of you conservative tea party types talk out of both sides of your mouths.

How about the insurance companies takes your mother and fathers insurance away from them and just let them die because they are 85 and have been darned lucky to live that long. Some of you people are sorry excuses through and through.

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