News
January 28, 2008
The insurance gap
Working families need universal health care, W.Va. doctors say

Angela Wood thought she had good health insurance until her oldest son got sick.

Wood was working as an EMT in Boone County, raising three boys. In October, her 10-year-old son, Nathaniel, was diagnosed with cancer. Doctors found a malignant tumor the size of a tennis ball near his groin.

1 of 2 Photos
Chip Ellis
Nathaniel, 10, and Smith have become close during his weekly visits.
There were multiple surgeries, radiation and chemotherapy treatments. Wood's health insurance covered some of the costs, but she was still paying more than $2,000 a month out-of-pocket for Nathaniel's treatment, and another $360 on his prescriptions.

"I couldn't afford what was left over," Wood said. "I didn't expect to be paying in the thousands of dollars. It was everything I make just to buy his medicine."

So Wood did something she never imagined. She took a leave of absence from work and applied for Medicaid benefits. That was the only way she could ensure that Nathaniel would continue receiving treatment five days a week in Charleston.

"We did what we have to do to save his life," said Wood, who lives with her three boys in Logan.

Wood's story isn't uncommon in West Virginia, said Dr. Elizabeth Kurczynski, a pediatric oncologist who treats Nathaniel at CAMC Women and Children's Hospital in Charleston.

"These [health insurance] policies are great - until you get sick," Kurczynski said. "It's the working poor who think they have a decent health plan, and then wind up with these enormous costs. There's an alternative plan that has to be considered."

Kurczynski and about two-dozen other doctors across the state have joined a national group that's pushing for a universal single-payer health plan.

The local affiliate, called Mountain State Physicians for a National Health Program, wants to get doctors, politicians and patients talking about a national health system.

About 300,000 West Virginians have no health insurance. Illness and injury contribute to about 11,000 personal bankruptcies in West Virginia every year. Of those, 75 percent had health insurance when they got sick.

"It's so frustrating to us and so frustrating for the patient," Kurczynski said. "The people who are the working poor are the ones hurt the most."

The notion of a universal health care plan doesn't seem to be getting any traction on the state or national level - even though many doctors and voters support a single-payer system. Politicians acknowledge that something must be done, but most advocate incremental changes to improve health care.

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